Want to stay compliant and secure while using Chime? Don’t miss our step-by-step guide below to deposit checks like a pro.Ĭhime generated $1.8 billion in revenue in 2022, marking a 94% increase from the previous year Source: Business of Apps Chime Mobile Check Deposits (Step-By-Step) However, the processing time may vary based on certain factors such as the amount of the check and your account history. Processing TimeĬhime’s mobile check deposit feature typically processes your deposit within five business days. That means you cannot deposit a check that is made payable to someone else and endorsed over to you. Acceptance of Third-Party ChecksĬhime accepts most personal and government checks, but they do not accept third-party checks. However, before you use this feature, it’s essential to understand the policies and guidelines that govern it. References Understanding Chime’s Mobile Check Deposit PolicyĬhime’s mobile check deposit feature is a convenient way to deposit checks without leaving the comfort of your home or office.
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